/* ============================================================
   Meridian Translations — Main Stylesheet
   Mobile-first, system fonts, no external imports
   ============================================================ */

/* --- CSS Variables --- */
:root {
  --navy:       #1E3A5F;
  --navy-dark:  #152B47;
  --blue:       #1c5cea;
  --blue-light: #3B82F6;
  --blue-pale:  #DBEAFE;
  --light:      #F8FAFC;
  --white:      #FFFFFF;
  --gray-50:    #F8FAFC;
  --gray-100:   #F1F5F9;
  --gray-200:   #E2E8F0;
  --gray-300:   #CBD5E1;
  --gray-400:   #627793;
  --gray-500:   #73839a;
  --gray-600:   #475569;
  --gray-700:   #334155;
  --gray-800:   #1E293B;
  --gray-900:   #0F172A;
  --font:       -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  --radius:     8px;
  --radius-lg:  12px;
  --shadow:     0 1px 3px rgba(0,0,0,.10), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md:  0 4px 6px rgba(0,0,0,.07), 0 2px 4px rgba(0,0,0,.06);
  --shadow-lg:  0 10px 15px rgba(0,0,0,.08), 0 4px 6px rgba(0,0,0,.05);
  --container:  1120px;
  --transition: 0.2s ease;
}

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--gray-800);
  background: var(--white);
}
img, svg { display: block; max-width: 100%; }
a { color: var(--blue); text-decoration: underline; }
a:hover { color: var(--navy); }
ul, ol { padding-left: 1.5rem; }

/* Accessible focus */
:focus-visible {
  outline: 3px solid var(--blue);
  outline-offset: 3px;
  border-radius: 3px;
}

/* --- Container --- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: 1rem;
}
@media (min-width: 640px) {
  .container { padding-inline: 1.5rem; }
}
@media (min-width: 1024px) {
  .container { padding-inline: 2rem; }
}

/* ============================================================
   SITE HEADER
   ============================================================ */
.site-header {
  background: var(--navy);
  color: var(--white);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,.25);
}
.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  height: 64px;
}

/* Logo */
.site-header__logo {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  text-decoration: none;
}
.site-header__logo img,
.site-header__logo svg {
  height: 36px;
  width: auto;
}

/* Hamburger */
.nav-toggle {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  width: 28px;
  height: 20px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  flex-shrink: 0;
}
.nav-toggle span {
  display: block;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(9px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}
.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-9px) rotate(-45deg);
}

/* Primary Nav */
.nav {
  display: none;
  flex-direction: column;
  gap: 0;
  background: var(--navy-dark);
  position: absolute;
  top: 64px;
  left: 0;
  right: 0;
  padding: 1rem 0;
  box-shadow: 0 8px 16px rgba(0,0,0,.2);
}
.nav.is-open { display: flex; }
.nav__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
}
.nav__item { position: relative; }
.nav__link {
  display: block;
  white-space: nowrap;
  color: var(--gray-200);
  text-decoration: none;
  font-size: 0.9375rem;
  font-weight: 500;
  padding: 0.625rem 1.5rem;
  transition: color var(--transition), background var(--transition);
}
.nav__link:hover,
.nav__link[aria-current="page"] {
  color: var(--white);
  background: rgba(255,255,255,.08);
}

/* Dropdown */
.nav__dropdown {
  list-style: none;
  padding: 0;
  margin: 0;
  padding-left: 1rem;
  background: rgba(0,0,0,.15);
}
.nav__dropdown .nav__link {
  font-size: 0.875rem;
  padding: 0.5rem 1.5rem;
  color: var(--gray-300);
}
.nav__dropdown .nav__link:hover { color: var(--white); }

/* Lang Switch */
.lang-switch {
  display: flex;
  align-items: center;
  gap: 0.375rem;
  padding: 0.625rem 1.5rem;
}
.lang-switch a {
  color: var(--gray-300);
  font-size: 0.8125rem;
  font-weight: 600;
  text-decoration: none;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.25rem 0.5rem;
  border-radius: 4px;
  transition: background var(--transition), color var(--transition);
}
.lang-switch a:hover,
.lang-switch a.active {
  background: rgba(255,255,255,.15);
  color: var(--white);
}
.lang-switch__sep {
  color: var(--gray-500);
  font-size: 0.8125rem;
}

/* Quote Button */
.btn-quote {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  background: var(--blue);
  color: var(--white) !important;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9375rem;
  padding: 0.625rem 1.25rem;
  border-radius: var(--radius);
  border: 2px solid transparent;
  transition: background var(--transition), border-color var(--transition);
  white-space: nowrap;
  cursor: pointer;
}
.btn-quote:hover {
  background: var(--blue-light);
  color: var(--white) !important;
}
.btn-quote--mobile {
  display: block;
  margin: 0.75rem 1.5rem;
  text-align: center;
}

/* Desktop Nav */
@media (min-width: 1024px) {
  .nav-toggle { display: none; }
  .nav {
    display: flex !important;
    flex-direction: row;
    align-items: center;
    background: none;
    position: static;
    padding: 0;
    box-shadow: none;
    gap: 0.25rem;
  }
  .nav__list {
    flex-direction: row;
    align-items: center;
  }
  .nav__link {
    padding: 0.5rem 0.75rem;
    font-size: 0.875rem;
  }
  .nav__item:hover > .nav__dropdown,
  .nav__item:focus-within > .nav__dropdown {
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 200px;
    background: var(--navy-dark);
    border-radius: 0 0 var(--radius) var(--radius);
    box-shadow: var(--shadow-lg);
    padding: 0.5rem 0;
    z-index: 10;
  }
  .nav__dropdown {
    display: none;
    padding-left: 0;
    background: transparent;
  }
  .lang-switch {
    padding: 0 0.5rem;
    border-left: 1px solid rgba(255,255,255,.2);
    margin-left: 0.5rem;
  }
  .btn-quote--mobile { display: none; }
  .btn-quote--desktop { display: inline-flex; margin-left: 0.75rem; }
}
@media (max-width: 767px) {
  .btn-quote--desktop { display: none; }
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  font-family: var(--font);
  font-weight: 600;
  font-size: 1rem;
  padding: 0.75rem 1.75rem;
  border-radius: var(--radius);
  border: 2px solid transparent;
  text-decoration: none;
  cursor: pointer;
  transition: all var(--transition);
}
.btn-primary {
  background: var(--blue);
  color: var(--white);
  border-color: var(--blue);
}
.btn-primary:hover {
  background: var(--blue-light);
  border-color: var(--blue-light);
  color: var(--white);
}
.btn-secondary {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-secondary:hover {
  background: var(--navy);
  color: var(--white);
}
.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,.6);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,.12);
  color: var(--white);
}

/* ============================================================
   HERO
   ============================================================ */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1a3a6b 60%, #1e4a8a 100%);
  color: var(--white);
  padding: 3.5rem 0 4rem;
  text-align: center;
}
.hero__eyebrow {
  display: inline-block;
  background: rgba(255,255,255,.12);
  color: var(--blue-pale);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.35rem 0.9rem;
  border-radius: 20px;
  margin-bottom: 1rem;
}
.hero__title {
  font-size: clamp(1.75rem, 5vw, 3rem);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 1rem;
  letter-spacing: -0.02em;
}
.hero__title em {
  font-style: normal;
  color: var(--blue-pale);
}
.hero__subtitle {
  font-size: clamp(1rem, 2.5vw, 1.25rem);
  color: rgba(255,255,255,.8);
  margin-bottom: 2rem;
  max-width: 640px;
  margin-inline: auto;
}
.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
}
.hero__trust {
  margin-top: 2.5rem;
  font-size: 0.875rem;
  color: rgba(255,255,255,.65);
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.5rem;
  justify-content: center;
  align-items: center;
}
.hero__trust-item::before {
  content: '✓ ';
  color: var(--blue-pale);
}

/* ============================================================
   SECTION UTILITIES
   ============================================================ */
.section { padding: 4rem 0; }
.section--alt { background: var(--gray-50); }
.section__header {
  text-align: center;
  max-width: 640px;
  margin-inline: auto;
  margin-bottom: 3rem;
}
.section__eyebrow {
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.5rem;
}
.section__title {
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 0.75rem;
}
.section__lead {
  font-size: 1.0625rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ============================================================
   CARD GRID
   ============================================================ */
.card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}
@media (min-width: 540px) {
  .card-grid--2 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 768px) {
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .card-grid--3 { grid-template-columns: repeat(3, 1fr); }
  .card-grid--4 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .card-grid--4 { grid-template-columns: repeat(4, 1fr); }
}

/* ============================================================
   SERVICE CARD
   ============================================================ */
.service-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  box-shadow: var(--shadow);
  transition: box-shadow var(--transition), transform var(--transition), border-color var(--transition);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
  border-color: var(--blue-pale);
}
.service-card__icon {
  width: 48px;
  height: 48px;
  background: var(--blue-pale);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.service-card__icon svg {
  width: 24px;
  height: 24px;
  color: var(--blue);
}
.service-card__title {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
}
.service-card__body {
  font-size: 0.9375rem;
  color: var(--gray-600);
  line-height: 1.6;
  flex: 1;
}
.service-card__link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--blue);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  margin-top: auto;
}
.service-card__link:hover { color: var(--navy); text-decoration: underline; }

/* ============================================================
   QUOTE CTA
   ============================================================ */
.quote-cta {
  background: linear-gradient(135deg, var(--navy) 0%, #1a3a6b 100%);
  color: var(--white);
  padding: 4rem 0;
  text-align: center;
}
.quote-cta__title {
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 800;
  margin-bottom: 0.75rem;
  line-height: 1.2;
}
.quote-cta__sub {
  font-size: 1.0625rem;
  color: rgba(255,255,255,.8);
  margin-bottom: 2rem;
  max-width: 540px;
  margin-inline: auto;
}
.quote-cta__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
}

/* ============================================================
   QUOTE FORM
   ============================================================ */
.quote-form {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  box-shadow: var(--shadow-md);
  max-width: 680px;
  margin-inline: auto;
}
.quote-form__title {
  font-size: 1.375rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1.5rem;
  text-align: center;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin-bottom: 1rem;
}
@media (min-width: 540px) {
  .form-row--2 { grid-template-columns: 1fr 1fr; }
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}
.form-group label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gray-700);
}
.form-group label .optional {
  font-weight: 400;
  color: var(--gray-400);
  font-size: 0.8125rem;
}
.form-group input,
.form-group select,
.form-group textarea {
  font-family: var(--font);
  font-size: 1rem;
  color: var(--gray-800);
  background: var(--white);
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius);
  padding: 0.625rem 0.875rem;
  width: 100%;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(37,99,235,.15);
}
.form-group textarea { min-height: 100px; resize: vertical; }
.form-group input.error,
.form-group select.error,
.form-group textarea.error { border-color: #DC2626; }
.form-error-msg {
  font-size: 0.8125rem;
  color: #DC2626;
  margin-top: 0.25rem;
}
.form-success {
  background: #DCFCE7;
  border: 1px solid #86EFAC;
  border-radius: var(--radius);
  color: #166534;
  padding: 1.25rem;
  text-align: center;
  font-weight: 600;
  display: none;
}
.form-success.is-visible { display: block; }
.form-submit { margin-top: 1.25rem; }
.form-submit .btn { width: 100%; justify-content: center; }

/* ============================================================
   PRICING TABLE
   ============================================================ */
.pricing-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9375rem;
}
.pricing-table th,
.pricing-table td {
  text-align: left;
  padding: 0.875rem 1rem;
  border-bottom: 1px solid var(--gray-200);
}
.pricing-table th {
  background: var(--navy);
  color: var(--white);
  font-weight: 600;
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.pricing-table th:first-child { border-radius: var(--radius) 0 0 0; }
.pricing-table th:last-child  { border-radius: 0 var(--radius) 0 0; }
.pricing-table tr:nth-child(even) td { background: var(--gray-50); }
.pricing-table tr:hover td { background: var(--blue-pale); }
.pricing-table td:last-child { font-weight: 600; color: var(--navy); }
.pricing-note {
  font-size: 0.875rem;
  color: var(--gray-500);
  margin-top: 1rem;
  font-style: italic;
}

/* Pricing Cards */
.pricing-card {
  background: var(--white);
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  text-align: center;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.pricing-card--featured {
  border-color: var(--blue);
  box-shadow: var(--shadow-lg);
  position: relative;
}
.pricing-card__badge {
  position: absolute;
  top: -1px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--blue);
  color: var(--white);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.25rem 0.875rem;
  border-radius: 0 0 var(--radius) var(--radius);
}
.pricing-card__name {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.pricing-card__price {
  font-size: 2rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 0.25rem;
}
.pricing-card__price small {
  font-size: 1rem;
  font-weight: 500;
  color: var(--gray-500);
}
.pricing-card__desc {
  font-size: 0.875rem;
  color: var(--gray-500);
  margin-bottom: 1.5rem;
}
.pricing-card__features {
  list-style: none;
  padding: 0;
  text-align: left;
  margin-bottom: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.pricing-card__features li {
  font-size: 0.9375rem;
  color: var(--gray-700);
  display: flex;
  gap: 0.5rem;
}
.pricing-card__features li::before {
  content: '✓';
  color: var(--blue);
  font-weight: 700;
  flex-shrink: 0;
}

/* ============================================================
   BREADCRUMB
   ============================================================ */
.breadcrumb {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 0.625rem 0;
  font-size: 0.8125rem;
}
.breadcrumb__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem;
  align-items: center;
}
.breadcrumb__item {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  color: var(--gray-500);
}
.breadcrumb__item:not(:last-child)::after {
  content: '/';
  color: var(--gray-300);
}
.breadcrumb__item a {
  color: var(--blue);
  text-decoration: none;
}
.breadcrumb__item a:hover { text-decoration: underline; }
.breadcrumb__item[aria-current="page"] {
  color: var(--gray-700);
  font-weight: 500;
}

/* ============================================================
   TRUST BADGES / CREDENTIALS BAR
   ============================================================ */
.trust-bar {
  background: var(--gray-100);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  padding: 1.25rem 0;
}
.trust-bar__inner {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 2rem;
  justify-content: center;
  align-items: center;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gray-700);
}
.trust-bar__item {
  display: flex;
  align-items: center;
  gap: 0.375rem;
}
.trust-bar__item svg {
  width: 18px;
  height: 18px;
  color: var(--blue);
  flex-shrink: 0;
}

/* ============================================================
   STEP / HOW IT WORKS
   ============================================================ */
.steps {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  counter-reset: step-counter;
}
@media (min-width: 640px) {
  .steps { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .steps { grid-template-columns: repeat(4, 1fr); }
}
.step {
  text-align: center;
  counter-increment: step-counter;
}
.step__num {
  width: 52px;
  height: 52px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  font-weight: 800;
  margin: 0 auto 1rem;
}
.step__num::before { content: counter(step-counter); }
.step__title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.step__body {
  font-size: 0.9375rem;
  color: var(--gray-600);
  line-height: 1.6;
}

/* ============================================================
   CONTENT PROSE
   ============================================================ */
.prose h1, .prose h2, .prose h3, .prose h4 {
  color: var(--navy);
  font-weight: 700;
  line-height: 1.25;
  margin-top: 2rem;
  margin-bottom: 0.75rem;
}
.prose h1 { font-size: clamp(1.75rem, 5vw, 2.5rem); }
.prose h2 { font-size: clamp(1.375rem, 3.5vw, 1.875rem); }
.prose h3 { font-size: clamp(1.125rem, 2.5vw, 1.375rem); }
.prose p  { margin-bottom: 1rem; color: var(--gray-700); line-height: 1.75; }
.prose ul, .prose ol { margin-bottom: 1rem; color: var(--gray-700); }
.prose li { margin-bottom: 0.35rem; line-height: 1.7; }
.prose strong { color: var(--gray-800); }
.prose a { color: var(--blue); }
.prose a:hover { color: var(--navy); }

/* ============================================================
   SITE FOOTER
   ============================================================ */
.site-footer {
  background: var(--gray-900);
  color: var(--gray-300);
  padding: 3.5rem 0 0;
}
.site-footer__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  margin-bottom: 3rem;
}
@media (min-width: 640px) {
  .site-footer__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .site-footer__grid { grid-template-columns: 2fr 1fr 1fr 1fr; }
}
.site-footer__brand { max-width: 260px; }
.site-footer__brand .logo-text {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--white);
  text-decoration: none;
}
.site-footer__tagline {
  margin-top: 0.75rem;
  font-size: 0.875rem;
  color: var(--gray-400);
  line-height: 1.6;
}
.site-footer__col-title {
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
}
.site-footer__links {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.site-footer__links a {
  color: var(--gray-400);
  text-decoration: none;
  font-size: 0.9rem;
  transition: color var(--transition);
}
.site-footer__links a:hover { color: var(--white); }
.site-footer__bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 1.5rem 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.5rem;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8125rem;
  color: var(--gray-500);
}
.site-footer__bottom a {
  color: var(--gray-400);
  text-decoration: none;
}
.site-footer__bottom a:hover { color: var(--white); }

/* ============================================================
   FAQ (details/summary accordion)
   ============================================================ */
.faq-item {
  border-bottom: 1px solid var(--gray-200);
}
.faq-item:first-of-type { border-top: 1px solid var(--gray-200); }
.faq-item__question {
  list-style: none;
  cursor: pointer;
  padding: 1.25rem 0;
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}
.faq-item__question::-webkit-details-marker { display: none; }
.faq-item__question::after {
  content: '+';
  font-size: 1.375rem;
  font-weight: 400;
  color: var(--blue);
  flex-shrink: 0;
  line-height: 1;
}
details[open] .faq-item__question::after { content: '−'; }
.faq-item__answer {
  padding-bottom: 1.25rem;
}

/* ============================================================
   UTILITIES
   ============================================================ */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border-width: 0;
}
.text-center { text-align: center; }
.mt-1 { margin-top: 0.25rem; }
.mt-2 { margin-top: 0.5rem; }
.mt-4 { margin-top: 1rem; }
.mt-8 { margin-top: 2rem; }
.mb-4 { margin-bottom: 1rem; }
.mb-8 { margin-bottom: 2rem; }

/* Center 3-step grids (e.g. homepage How It Works teaser) so they don't leave an empty 4th column */
@media (min-width: 768px) {
  .steps:has(> .step:nth-child(3):last-child) { grid-template-columns: repeat(3, 1fr); }
}